4Life Financial Planning Ltd
Mortgage Enquiry 4Life Financial Planning Ltd General Enquiry

Equity Release

We are based in North Finchley, London and can serve clients throughout London and South East England.

Call Us on 020 8445 6905 to arrange a FREE, NO OBLIGATION appointment.

Equity release can help older home owners convert the value of their home into:

  • a lump sum
  • regular income
  • or sometimes both.

Is equity release right for me?

Equity release schemes can use part of the capital 'tied up' in the value of your home. You retain the right to live in your home for the rest of your life.

Before deciding on the best course of action, we provide confidential unbiased advice. Remember you need to decide carefully as equity release may affect entitlement to certain state benefits and reduce the value of your estate.

Help make retirement easier

Common reasons to consider equity release.

  • You may be living in a valuable property but surviving on a relatively low income. (Asset rich and Cash poor)
  • You may need capital to fund essential repairs to your home.
  • You may want some cash to help your children or grandchildren.

We recommend you always seek advice including legal assistance on whether equity release is suitable for your situation.

Equity release refers to Home reversion plans and Lifetime mortgages. To understand the features and risks ask for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgages we charge an administration fee of £295 at the application stage and a further broker fee of no more than 2% of the loan once an offer of loan has been received. The exact amount depends on your circumstances. Our typical fee is £950.

 

4Life Financial Planning Ltd is authorised and regulated by the Financial Services Authority, and is entered on the FSA register (www.fsa.gov.uk/register) under reference 231708.

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